Identity theft: When it is your turn?

He literally shredded Mail, receives his bills online and refuses to his social insurance number - Wilson believes that it is only a matter of time until the bits and bytes of his financial life victims of identity fraud.

Wilson, worked for a company that helps car dealers to fight against fraud, not far to explain his pessimism.Last year, Wachovia Bank sent his wife, Maylynn, a replacement debit card because it was one of 40 million card accounts left open to fraud hacker has worked its way into treatment systems credit card company.

Then, their alma mater, Georgia Southern University, suffered a hacking incident that left tens of thousands of other former students vulnerable to fraud.And it is precisely during the last month, swindler dehydrated from $ 7000 to the bank account of Wilson’s mother-in-law, Raids after their mailbox outgoing e-mails, that checks to pay monthly bills.

“I think it will happen at some point,” said Wilson. “I have a low confidence level, not happen.”In an economy where consumers of what we do, we must give up personal information such as satellite television, bank accounts and medical care, more people have got the same conclusion: there is no not if their personal data are victims of identity fraud and theft to protect, but when.

Identity theft is one of the strongest growth of white-collar crime in the country. Although the total number of victims has fallen by $ fraud continue to increase - up to $ 56.6 billion in the 12 months ending in November, Javelin Strategy & Research, a provider of financial services consulting companies based in Pleasanton, Calif. That’s $ 53.2 billion in 2003.

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